A motorist represented by Smith Dollar who was the middle vehicle of a three-car pile-up on US 101 recovered settlements of $100,000.00 (policy limit) from the negligent driver’s insurance company and an additional $400,000.00 (policy limit) under his own under-insured motorist coverage available under his own automobile insurance coverage. Uninsured/Under-insured motorist coverage is an important optional benefit offered under most automobile insurance policies. With up to 40% of California drivers having other no insurance or only the minimum State required coverage ($15,000 per person/$30,000 per incident), it makes sense to have such policy protection with adequate coverage limits to protect yourself and your family in the event of a collision caused by and uninsured or under-insured motorist. Contact one of our attorneys should you have questions over the amount of insurance you ought to be carrying on your vehicles or if you have a potential uninsured or under-insured motorist claim.